Alvin Toney, Branch Office Manager

Alvin Toney is a devout family man who has raised both daughters on his own since 1991.

Alvin Toney has served in the elite armed forces of the United States Navy for 23.5 years

from 1978 to 2002. He retired as an Electronic Technician Chief Petty Officer, and he earned

a bachelor’s degree in finance and Banking and served as the Command’s Financial

Specialist Chief. This is where he began his love for helping service members and others

conquer all their financial needs through education.

He opened BST Realty and Mortgage Inc., Cay-Dar Development Services, Inc, and AGT

Property Management, Inc. In 2006, Alvin started a California Financial Lending company

that helped unlicensed people achieve their financial goals through originating mortgage

loans.

Always wanting to be a Blessing to others, Alvin Toney helped USA Homeownership

Foundation DBA Veterans Association of Real Estate Professionals (VAREP) since before

its inception in 2011 by traveling the country meeting with major banking institutions

bringing awareness to the needs of the Veteran community. Alvin helped organize, create

chapters, served on both State and National boards while helping to set legislative policy for

veterans and the organization. In 2019, Alvin Toney was the recipient of the highest award

that VAREP gives which is the Founders Hall of Fame Award.

Alvin Toney has served as the President of the Inland Empire Association of REALTIST,

under the umbrella of the National Association of Real Estate Brokers. He has held many

other positions with California Association of Real Estate Brokers as Vice President of

Education and Regional Vice President of Southern California creating solutions to help

increase Black ownership in his community and increase opportunities for his peers and

agents.

He established the NID-Housing Counseling Agency Riverside / San Bernardino Counties

branch in December of 2018 in Moreno Valley serving Los Angeles, San Diego, Riverside,

Orange and San Bernardino Counties. His services include Foreclosure Prevention, Down

Payment Assistance Classes, Rental Housing Counseling, Loan Modification Assistance

and Reverse Mortgage Counseling.

He has truly been a Blessing to his communities, school district and local government. Alvin

and his team believe in serving the community to preserve the family legacy through

homeownership.

Alvin Toney lives by two mottos ... “Changing lives, one home at a time” and “Everyone

should have two homes ... one to live in and one to retire in.