HUD-Approved Housing Counseling
Homebuyer Education Program
There are a lot of things to consider when you’re purchasing a home. It can be overwhelming. NID is here to help!
Our HUD-approved counselors and homebuyer education program will help you every step of the way so you can achieve your dreams. Counseling is free!
Reverse Mortgage - FHA Home Equity Conversion Mortgage Counseling (HECM)
Reverse mortgage counseling is designed for seniors who wish to convert equity in their homes into income that can be used to pay for expenses, such as home improvements, or medical costs. HUD keeps a unique reverse mortgage counselor roaster, and only individuals on that roster may provide the required counseling to a senior interested in a reverse mortgage. NID Housing has multiple individual counselors on that roster, and we can help you.
Foreclosure Prevention Counseling
NID Housing has been a proud partner of the National Foreclosure Mitigation Counseling (NFMC) Program spearheaded by NeighborWorks America. The goal of Mortgage Default/Foreclosure Prevention education and counseling is to help homeowners stabilize their mortgage payment through assessing homeowners current hardship and establishing an agreed-upon action plan in an attempt to cure the mortgage default or prevent foreclosure.
First TIme Home Buyer Class
A healthy rental history is very important in maintaining your financial well-being and for setting the stage for future home buying. Whether you choose to purchase a home or remain a renter, your rental profile impacts your ability to find another rental, negotiate security deposits or incentives, and build reliable financial references for future loans or credit transactions. In today’s credit-driven society, it is necessary to have the knowledge to make financial management and house/apartment renting a successful experience.
Rental Assistance Counseling
A healthy rental history is very important in maintaining your financial well-being and for setting the stage for future home buying. Whether you choose to purchase a home or remain a renter, your rental profile impacts your ability to find another rental, negotiate security deposits or incentives, and build reliable financial references for future loans or credit transactions. In today’s credit-driven society, it is necessary to have the knowledge to make financial management and house/apartment renting a successful experience.
Budget and Credit Counseling
A healthy rental history is very important in maintaining your financial well-being and for setting the stage for future home buying. Whether you choose to purchase a home or remain a renter, your rental profile impacts your ability to find another rental, negotiate security deposits or incentives, and build reliable financial references for future loans or credit transactions. In today’s credit-driven society, it is necessary to have the knowledge to make financial management and house/apartment renting a successful experience.
Homelessness Counseling
The first step for homeless individuals and families working toward self-sufficiency is to receive support and counseling in a safe and compassionate environment. This support helps families begin the healing process and set realistic goals for the future. After an in-depth needs assessment, they work closely with our experts to develop and implement a plan that addresses their unique challenges and goals.